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Cursor pricing: what every plan costs, and what the bill depends on

Cursor publishes six plans. Hobby is free, Pro is $20 a month, Pro+ is $60, Ultra is $200, Teams is $40 per user per month, and Enterprise is quoted rather than listed. Those figures were read from cursor.com on 2026-09-08 and are exclusive of tax.

The sticker price is not the whole bill. Cursor's own pricing page says every plan includes a set amount of model usage, and that on-demand usage past that amount continues and is billed in arrears. The plan sets the included allowance, and the agent's appetite sets what arrives after it.

That structure is what a per-seat editor charge looks like once agents do the typing. Empyre prices a different unit and appears further down for that contrast, not as a substitute for an editor.

Cursor plans, as published on 2026-09-08

PlanPriceWhat the page says it is for
HobbyFreeThe tinkerer. No credit card, limited Agent requests, access to Composer.
Pro$20 / moIndividual use. Extended Agent limits, frontier models, MCPs, cloud agents.
Pro+$60 / moCursor recommends it for daily agent users.
Ultra$200 / moCursor recommends it for agent power users.
Teams$40 / user / moCentralized billing and administration, shared team context.
EnterpriseContact salesInvoicing, pooled usage, advanced security.

Why the monthly price is a floor, not a ceiling

A seat used to be a predictable line item. An editor cost the same whether you opened it twice a week or lived in it, because what you paid for was the software rather than the work.

Model usage broke that. Cursor states it plainly: each plan includes an amount of usage, and past it you keep going on demand and are billed afterwards. Nothing is capped by surprise, and nothing is fixed either.

So a heavy month and a quiet month cost different amounts, and you find out which one you had after it ended. If a fixed number matters to your budgeting, plan against the plan price plus what your own past months of on-demand usage came to.

Three questions that decide the plan, in order

Each one is answerable before spending anything, and each one moves you between the tiers above:

How often does an agent do the work rather than you?

Cursor's own recommendation splits on exactly this. Pro+ is named for daily agent users and Ultra for agent power users, which is a statement about included usage rather than about features.

Does anyone else need to see the bill?

Teams at $40 per user exists for centralized billing and administration. On individual plans each seat is its own invoice, which is a bookkeeping problem before it is a cost problem.

Do you need an invoice rather than a card?

Cursor's page says self-serve plans take cards, and that invoicing and wire transfers are the Enterprise conversation. That one requirement moves an otherwise small team off the price list entirely.

What a seat does not include

An editor subscription buys help writing code. It does not buy the deployment, the sign-in, the payment path, the customer mail, the legal pages, or the person who notices in week six that nothing has shipped. Those were never Cursor's job and it does not claim them.

For a working engineer that is the right scope, and a $20 seat that removes hours of typing is cheap. The gap only matters if the reason you are typing at all is that there is no engineer. What you want then is a product with customers, not a codebase.

Two different things being priced

CursorEmpyre
Unit being soldA seat in an editorA company being built and operated
Who does the workYou, assistedEight agents, each on its own schedule
Free tierHobby, no credit cardA build and a deploy, no card
Entry paid price$20 / mo$49 / mo
What the paid tier buysExtended included model usageA monthly AI spend budget the CFO agent gates before work runs
Past the allowanceOn-demand usage, billed in arrearsWork stops until the cycle turns over, or credits are topped up

Where Empyre's version of this costs more, and where it stops

Empyre's paid plans are $49, $149 and $299 a month, and half of each is the AI spend budget the agents work inside: $25, $75 and $150 respectively. Building and deploying a first company is free and takes no card.

The honest limit belongs in the same paragraph as the price. Empyre has 44 signups, 4 companies created and 1 company live, measured on 2026-09-04. Three of the four paying customers have never reached a working product, and 34 of the 44 accounts never finished onboarding.

The comparison is therefore not that one number is smaller. A $20 editor seat reliably does what it says. A $49 plan that operates a business is a larger claim, held by a platform with one live generated company to point at. That difference in certainty is part of the price.

Common questions

How much is Cursor per month?

Hobby is free, Pro is $20, Pro+ is $60 and Ultra is $200 per month, with Teams at $40 per user per month and Enterprise quoted on request. Read from cursor.com on 2026-09-08, exclusive of tax. Check the page before budgeting, because prices move.

Is there a free version of Cursor?

Yes. The Hobby plan is free, needs no credit card, and comes with limited Agent requests and access to Composer, per Cursor's pricing page.

Does Cursor charge extra beyond the plan price?

It can. Cursor's page says every plan includes a set amount of model usage, and that on-demand usage past that amount continues and is billed in arrears.

Is Cursor worth it compared to an AI business platform?

They are not substitutes. Cursor makes an engineer faster inside a repository. A platform like Empyre exists for the case where there is no engineer, and the missing pieces are deployment, sign-in, payments and everything after launch.

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